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Credicated LLC is a technology service that automates small, recurring charges on your credit cards to help prevent inactivity. Credicated LLC is not a financial institution, bank, credit union, or lender; nor is Credicated LLC a credit counselor, credit repair organization, or credit advisor. Additionally, Credicated LLC is not a broker, dealer, underwriter, or investment advisor.

Credicated LLC does not provide legal, financial, tax, or investment advice, and nothing on this site is intended as a recommendation or endorsement of any credit strategy, financial product, or service. Credicated LLC does not guarantee any specific credit‐score improvement or outcome, nor assume any fiduciary duty to you. You remain responsible for monitoring your accounts, ensuring sufficient funds, paying all balances and fees, and complying with your cardholder agreements. Use of our service is subject to our  Terms of Service,  Refund Policy, Disclaimer and Privacy Policy.  Credicated LLC and its affiliates disclaim all liability for any losses, damages, or penalties arising from your use of the service.

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