Credit Cards

Hand holding a green credit card next to a calculator

Credit Limit Decreased? Why It Happens and What...

Your issuer lowered your credit limit. Here's why it happens, what the law says, how it may affect your credit score, and six steps to take next.

Credit Limit Decreased? Why It Happens and What...

Your issuer lowered your credit limit. Here's why it happens, what the law says, how it may affect your credit score, and six steps to take next.

Man holding an orange credit card and a smartphone

Does Chase Close Inactive Credit Cards?

Chase can close credit cards that go unused, often without warning. Here's why, what you could lose, whether you can reopen the card, and how to keep it active.

Does Chase Close Inactive Credit Cards?

Chase can close credit cards that go unused, often without warning. Here's why, what you could lose, whether you can reopen the card, and how to keep it active.

White and blue credit card

Credit Card Closed? What to Do Next (and Whethe...

Bank closed your credit card? Here's why it may have happened, how to ask to reopen it, how it affects your credit, and how to protect your other cards.

Credit Card Closed? What to Do Next (and Whethe...

Bank closed your credit card? Here's why it may have happened, how to ask to reopen it, how it affects your credit, and how to protect your other cards.

Credit card on a table next to a cup of coffee

Does Closing a Credit Card Hurt Your Credit?

Closing a credit card can lower your score by raising utilization and, eventually, shortening your credit history. Here's how it works, with real examples.

Does Closing a Credit Card Hurt Your Credit?

Closing a credit card can lower your score by raising utilization and, eventually, shortening your credit history. Here's how it works, with real examples.

Woman holding a credit card

What Happens If You Don't Use Your Credit Card?

An unused credit card can have its limit cut or be closed without warning. Here's how inactivity can affect your credit, and how to prevent it.

What Happens If You Don't Use Your Credit Card?

An unused credit card can have its limit cut or be closed without warning. Here's how inactivity can affect your credit, and how to prevent it.

Credit card number being typed into a laptop

How Often Should You Use Your Credit Card to Ke...

Use each card at least every few months, ideally monthly, to keep it open. Here's why frequency matters, how much to spend, and how to make it automatic.

How Often Should You Use Your Credit Card to Ke...

Use each card at least every few months, ideally monthly, to keep it open. Here's why frequency matters, how much to spend, and how to make it automatic.