Credit & Forget it

Never worry about a credit card account being closed again.

Get Started

Here's how it works

You have a credit card that you don't use too often.

Not only are you missing out on building monthly credit, but in only 3-6 months your bank may shut down your account due to inactivity.

That's bad news for you and your credit score.

That's where Credicated comes in

We charge your credit card less than $1 a month to keep your account open and active.

This helps prevent your credit card from being closed due to inactivity.

Credicated also helps build your credit score by ensuring you have a low monthly balance on all your credit cards.

We also offer plans for $2.99 every 6 months or $5.99 every year.

We recommend that all credit cards that are on Credicated plans be put on autopay.

  • Platinum Plan

    Your credit card will be charged $0.99 every month to help ensure your account won't be closed due to inactivity.

    This plan will also help build your credit by keeping your credit line active with a low monthly balance.

    Get started with this plan 
  • Gold Plan

    Your credit card will be charged $2.99 every 6 months to help ensure your account won't be closed due to inactivity.

    Please note that some financial institutions will close a credit card account after only a few months of no use.

    Get started with this plan 
  • Silver Plan

    Your credit card will be charged $4.99 every year to help ensure your account won't be closed due to inactivity.

    Please note that some financial institutions will close a credit card account after only a few months of no use.

    Get started with this plan 
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PREVENT CREDIT CARD ACCOUNT TERMINATION

If you don't spend any money on a credit card it may get shut down after just a few months.

At Credicated we help ensure your credit card account stays active and open.

Sign up with one of our convenient plans today!

HELP BOOST YOUR CREDIT SCORE

Banks like to see that you utilize all your credit accounts every month. You lose out on building monthly credit if you let your credit card sit in the sock drawer!

Using our platinum plan and setting up autopay with your bank is a great way to show the credit agencies that you utilize your credit accounts with a low balance and pay the bill on time every month.

YOUR INFORMATION IS SECURE

Rest assured that your credit card information is secure with Credicated.

We use the latest payment processing technologies and don't sell your data or private information.

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