Boost Your Credit Score
Small charges and regular, on-time payments can improve your credit score over time. Credicated helps you make sure your rarely used cards stay active, which is key to maintaining good credit.
Keep Your Cards Active. Boost Your Credit.
Tiny, automatic charges to help your credit score grow & ensure your credit cards stay open—without the hassle.
How It Works
Why Credicated?
Protect Your Accounts
Credit card accounts can close if they’re inactive for too long. Not only does this hurt you in the short run, but it can even lower your odds of getting approved for a new line of credit in the future. Credicated keeps your old & unused cards open by charging them less than $1/mo.
Unlock High-Interest Rewards
Some banks offer checking accounts with unusually high interest rates - but only if you make a certain number of debit card transactions each month. The MULTI Plan handles that for you by running tiny automated charges as often as you need. You hit the transaction minimum effortlessly, keep your account eligible for the higher rate, and earn more on your money without lifting a finger.
Set It and Forget It
We handle the small charges, you set up auto-pay from your bank, and Voila! Tiny charges + on-time payments = happy wallets! 😀
How It Works
Step #1
Pick Your Plan
Choose from flexible plans: $0.99/month, $1.25/every 3 months, or $1.25/year. (Or try our new MULTI 59¢ Plan!)
Step #2
Add Your Card
Securely enter your card details via our Shopify checkout.
Step #3
Set Up Autopay
Set your card to autopay so you never have to worry about forgetting a payment. We’ll handle the charging for you.
Use 'em or Lose 'em
FIND OUT ABOUT OUR DISCOUNTS FOR MULTIPLE SUBSCRIPTIONS!
PAYMENTS ARE SECURELY PROCESSED BY SHOPIFY; CREDICATED DOES NOT STORE ANY CREDIT CARD DETAILS.
All plans can be modified, paused or canceled at anytime.
Advanced Plans
Ready to Keep Your Cards Active?
No hidden fees. No stress. Just stronger credit.
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