Credicated - Keep Your Cards Active!

Keep Your Cards Active. Boost Your Credit.

Tiny, automatic charges to help your credit score grow & ensure your credit cards stay open—without the hassle.

Why Credicated?

Boost Your Credit Score

Small charges and regular, on-time payments can improve your credit score over time. Credicated helps you make sure your rarely used cards stay active, which is key to maintaining good credit.

Protect Your Accounts

Credit card accounts can close if they’re inactive for too long. Not only does this hurt you in the short run, but it can even lower your odds of getting approved for a new line of credit in the future — Credicated keeps your old & unused cards open by charging them less than $1/mo.

Set It and Forget It

We handle the small charges, you set up auto-pay from your bank, and Voila! Tiny charges + on-time payments = happy wallets! 😀

How It Works

Step #1

Pick Your Plan

Choose from flexible plans: $0.99/month, $2.99/6 months, or $4.99/year. (Or try our new MULTI 59¢ Plan!)

Step #2

Add Your Card

Securely enter your card details via our PayPal checkout.

Step #3

Set Up Autopay

Set your card to autopay so you never have to worry about forgetting a payment. We’ll handle the charging for you.

Explore How It Works

Basic Plans

Platinum
Perfect for month-to-month activity. Keep your cards active & the banks happy—while you sleep.‎

$0.99 / month
Start Platinum
Gold
Great balance between frequency and cost—every 6 months keeps your cards active with only 2 small charges a year.

$2.99 / 6 months
Go Gold
Silver
Best if you only want one transaction per year–just be aware, more time between activity could be less ideal for card health.

$4.99 / year
Choose Silver

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ALL PAYMENTS ARE SECURELY PROCESSED BY PAYPAL; CREDICATED DOES NOT STORE ANY CREDIT CARD DETAILS.

All plans can be modified, paused or canceled at anytime.

Advanced Plans

MULTI
For advanced users who want multiple transactions every month.
Choose a 59¢ charge frequency that suits your needs—daily, every 2, 3, or 4 days.

$0.59
Get MULTI