Credicated - Keep Your Cards Active!

Keep Your Cards Active. Boost Your Credit.

Tiny, automatic charges to ensure your credit cards stay open & help your credit score grow—without the hassle.

Why Credicated?

Protect Your Accounts

Credit card accounts can close if they’re inactive for too long — Credicated keeps your old & unused cards open by charging them less than $1/mo.

Boost Your Credit

Small charges and regular, on-time payments can improve your credit score over time. Credicated helps you make sure your cards stay active, which is key to maintaining good credit.

Set It and Forget It

We handle the small charges, you set up auto-pay from your bank, and Voila! Tiny charges + on-time payments = happy wallets! 😀

How It Works

Step #1

Pick Your Plan

Choose from flexible plans: $0.99/month, $2.99/6 months, or $4.99/year.

Step #2

Add Your Card

Securely connect via PayPal or manually enter your card details.

Step #3

Set Up Autopay

Set your card to autopay so you never have to worry about forgetting a payment. We’ll handle the charging for you.

Explore How It Works

Simple Plans

Platinum
Perfect for month-to-month activity. Keep your cards active & the banks happy—while you sleep.‎

$0.99 / month
Start Platinum
Gold
Great balance between frequency and cost—every 6 months keeps your cards active with only 2 small charges a year.

$2.99 / 6 months
Go Gold
Silver
Best if you only want one transaction per year–just be aware, more time between activity could be less ideal for card health.

$4.99 / year
Choose Silver